Setting up as a sole trader is without doubt the simplest way to start a business. All you need to do is inform HMRC that you are working as ‘self employed’, and account for your business activities through the annual self assessment tax process. Starting up in business as a limited company involves a more complex […]
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Half of UK’s mortgage holders have no life cover, 80% don’t have critical illness cover Critical illness cover, also known as critical illness insurance, is a long-term insurance policy to cover specific serious illnesses listed within a policy. Should the worst happen, it gives a tax-free ‘lump sum’ – a one-off payment, to help pay […]
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The first ever fixed-rate mortgage charging less than 1pc goes on offer today as lenders ready themselves for fallout from Thursday’s poll. The deal, a two-year fixed rate at 0.99pc from HSBC, flies in the face of earlier suggestions that loan rates could rise in market turmoil triggered by the poll – regardless of the result. Instead, […]
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Every small business owner knows that you have to juggle a lot of different roles – not just the expert in your industry field but taking on roles such as admin, marketing and handyman! But one role that business owners should invest in, to make a difference in your company’s growth, is an accountant. Firstly, an […]
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Your will lets you decide what happens to your money, property and possessions after your death. But why should you make a will? A will can provide reassurance that your savings and your estate go to the people and causes that you care about, which will avoid disputes between relatives which can occasionally occur. Leaving […]
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Business rates Business lobbies campaigning hard for business rates reform are claiming victory following the announcement of reliefs and the creation of a business rates roadmap to create “a level playing field for businesses”. The chancellor announced a new £15,000 threshold for small business rate relief, more than double the previous level of £6,000. He […]
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